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Protection and Indemnity (P&I) is a specialised class of liability insurance protection for ship owners and those who charter vessels.
The idea of P&I cover is to protect the ship owners’ interests against claims from third parties and to indemnify them in case the ship owner is liable to compensate third-party losses.
This is a general liability insurance, which covers ship owners' liability for main exposures such as:
Pioneers of Islamic Finance in Maldives, Amana Takaful (Maldives) PLC, completing its second year as a listed entity in the Maldives Stock Exchange, announced to its customers a "payment of surplus", which essentially means Takaful policyholders will receive a proportionate refund from the SURPLUS of the Risk Fund.