Motor Third Party Takaful is a mandatory requirement for all vehicles used in Maldives. This policy covers the damages caused to a third party due to a road accident in which you have to bear responsible. This policy does not cover any damages to your own vehicle or own bodily injuries.
Road accidents are increasing day by day and it is now crucial to have a wider insurance coverage to shield your vehicle from such losses. Amana Total Drive is particularly designed to provide an inclusive coverage for the vehicle owners to offer a total solution for such losses triggered from;
We travel to explore, relax, enjoy and also to have a peace of mind from everyday bustling life. To have the kind of vacation you dreamt about, it is important to get covered from an ill-fated incident that may ruin your invaluable vacation. Travel Pal Takaful from Amana is specifically designed to provide you the right set of coverages to address the most of the incidents that may take you by surprise.
|Geographical Limit||Worldwide||Worldwide (excluding USA & Canada)||Asia|
|Benefits||Scheme 1||Scheme 2||Scheme 3||Scheme 4||Scheme 5||Scheme 6||Scheme 7|
|Personal Accident and
|Covid -19 Coverage||50,000||25,000||50,000||25,000||50,000||25,000||25,000|
|Loss of passport||250||250||250||250||250||250||250|
|Loss of checked in
|Travel Delay (12 hrs.)/
Expatriate employees account for more than a third of the population, they serve in different capacities in Maldives. To maintain a benchmark Government of Maldives have introduced a mandatory expatriate medical coverage. Hence, Amana Takaful, with its vast network of medical service providers have embarked on providing the best solution with convenience to end-users (expatriates) of the product.
i. Hospital Benefits
ii. Surgical Benefits: Surgical expenses comprising the following (but excluding organ transplantation)
iii. Medical Benefits (medical expenses for non-surgical treatments)
iv. Pre-existing conditions
Repatriation cost of mortal remains to his/her country from Maldives or burial cost within Maldives (if loss of life occurs within Maldives) – up to the Annual Limit
Enjoy the freedom to take on opportunities and challenges in life, while ensuring that your loved ones will always be taken care of. Our Personal Accident Cover offers an annually renewable death and living benefit cover for yourself, including
Our belongings are precious, and we take whatever it takes to safeguard them all! The Renters Takaful is crafted knowing the requirements, to precisely address the most challenging issues for the renters in Male’ City. Renters Takaful covers you against a bunch of all-too-common situations, like flooding, fire and burglary damages to your belongings in the apartment you dwell.
|Up to MVR 200,000||MVR 299.00|
|MVR 200,001 to MVR 350,000||MVR 399.00|
|MVR 350,001 to MVR 500,000||MVR 499.00|
|MVR 500,001 to MVR 750,000||MVR 599.00|
The constant worry of property owners is on the challenges of uncertainty, and how to overcome from such an unbecoming, catastrophic and investment intensive loss. Buying a fire takaful offers wider coverage from a vast array of risks. Get your property covered now and be prepared for the unforeseen event.
Whether you’re looking to protect a small dhoni, fishing vessel, passenger/cargo vessel or a Safari Boat, hull Takaful is an important product in today’s marine industry. As well as paying for necessary repairs to your vessel’s hull, it covers the cost of machinery malfunctions and problems with on-board equipment. So if anything goes wrong, you don’t have to worry about the financial implications of putting it back to work.
Comprehensive Cover: Provides coverage for damages occurred due to an incident identified below. In addition, this coverage includes for total loss of vessel as well.
Total Loss Cover: Coverage is applicable when the vessel encounters a total loss.
Your home is your sanctuary. A place to call your own. A place where love and laughter are unconditional. Takaful My Home is a tailor-made policy that ensures that your home, will always remain your safe haven, where memories are cherished and relived in the years to come.
* In addition to the above, we also provide the mandatory insurance policy requested by banks when applying for a housing loan. Takaful My Home is the best value for money policy you can get.
It is your lifelong dream, and you have been saving all of your money in the hope that one day you will be in that holy land. Insha’Allah this is your time. This takaful cover will aid you to minimize any financial loss that you may incur from an unexpected incident that may occur while performing Hajj or Umrah, and to provide you with peace of mind so that you may fully concentrate on your worship.
Emergency medical expenses inclusive of room charges, intensive care unit, surgical treatment, anesthetic service, physician visit, diagnostic or pre admission testing, ambulance services, outpatient treatment and emergency dental treatment.
A sustained bodily injury during the trip caused by accidental external violent and visible means and resulted to death or permanent total disablement.
Irrecoverable deposits or payments for used travel and accommodations paid in advance or contracted to be paid will be reimbursed in the event of an unavoidable trip cancellation.
Covers any additional expenses incurred during the trip to replace a lost passport.
Permanent loss of baggage that has been checked-in by an international airline.
An event of suffering a delay of baggage that has been checked in by an international airline. Benefit will only be payable in case of delays an entire piece of checked baggage
Will be covered according to the selected scheme for each completes day you are detained in excess of 24 hours
Covers any bodily injury or property damage caused to a third party during the trip for which you are legally responsible.