Amana Takaful

Online Solution Renters Takaful

STEP - 1 Personal Information

Applicants Name *

ID/WP/PP No *

Date of Birth *

Gender *

Email *

Contact No *

House Name *

Apartment No*

Street*

City/Island*

Additional Information

Do you have fire extinguishers installed in the dwelling?

Did you ever file an Insurance claim in the past?*
Yes No

Would the premise be unoccupied for more than 30 days consecutively?* Yes No

What sort of business activity is conducted in the building? if any.

STEP - 2Dwelling

How many bedrooms are there in the household unit

What is the value of contents owned by you (in MVR)

Your annual contribution for this Takaful Plan (MVR)

Household contents

Items	Qty

IMPORTANT

You are reminded of the need to disclose any facts Company would take into consideration in the assessment and acceptance of this proposal. Should you have any doubts as to whether certain facts may be relevant please ask your Takaful broker/sales agent. Failure to disclose may invalidate your certificate or your certificate not operating fully.

DECLARATION

I/We to the best of my/our knowledge hereby confirm that the statements contained in this proposal form are true and correct and I/We have not concealed, misrepresented or mis-stated any material facts. I/we agree that the statements and declaration contained in this proposal shall be the basis of the contract of Takaful Cover with the Company and are deemed to be incorporated in to the takaful policy. I/We hereby agree that the Takaful contribution which I/We undertake to pay to Amãna Takaful (Maldives) PLC (the Company) as tabbarru (donation) be credited into the Participants Takaful Fund (PTF) for the Company to manage the various schemes of Takaful under the General Takaful Business and pay Takaful Benefits to the participants as expressed in the Terms and Conditions of this Takaful policy in accordance with the Waqf rules governing the PTF.
I/We agree that the Company take a non-refundable fee, up to 40% of the Takaful Contribution as their fees, for managing the above Takaful Operations. I/We also agree that the Company invest the said fund in a manner deemed fit by the Company and the profit from investment if any be shared in proportion of 50% to the PTF and 50% to the Company on the basis of Al-Mudharaba. Losses if any will be borne solely by the PTF.
If there is a surplus from the fund after payment of benefits to any participant who shall be entitled to such benefits under the said Takaful contract and deducting the costs related to the fund, the same shall be distributed on pro rata among the participants, provided that they have not incurred any claim and/or received any benefits under the said Takaful contract whilst the same is in force.

STEP - 3 What is Renters Takaful?

Who needs Renters Takaful?	Renters insurance is for anyone renting an apartment, house, etc. On an average a renter has MVR100,000 to MVR750,000 worth of belongings. If your personal property is stolen or damaged in a fire, you have to replace or find anew on your own.
What is covered in Renters Takaful?	Your stuff, like clothes, furniture & electronics if damaged by fire and allied perils that includes a wide coverage from many natural calamities
	Loss of rent paid in case the dwelling is uninhabitable due to fire and natural disasters
	Damage to your belongings from a riot or strike
	Losses arising from burglary
Simplified process in obtaining the Renters Takaful	Fill out the simplified proposal form in less than 2 minutes. There you are, your Renters Takaful is effective as of now.
How do I go by when I am struck with an incident?	Yet, a simplified claims procedure to relieve the claimant from distress as soon as possible. The ONLY document required is the tenancy agreement.

What you are covered for

As per the “Scope of Cover” in the master document Clause 1 to 6.

The cover provided under this proposal is subject to terms and conditions of the Company’s Fire Takaful Certificate.

This proposal is subject to “Premium Payment Warranty”

Payments by cheque to be drawn in favor of Amana Takaful (Maldives) PLC and crossed A/c payee. Cash payments must be made to Amana Takaful (Maldives) office. Company will not be responsible for any other forms of payments unless duly acknowledged by and official receipt of the company.

I/We hereby agree to submit copies of the following documents as per the requests made by the company.

Customers type	Identification Document
Individual	ID card/Passport/Driving License or any other form of identification recognized by government authorities
Companies	Certificate of Busines Registration
Partnerships	Certificate of Registration, if registered, partnership deed
Trusts & Foundations	Certificate of Registration, if registered, power of attorney granted to transact on its behalf, any official valid document to identify the trustees, settlers, beneficiaries, and those holding power of attorney, founders, managers, directors.

STEP - 4Details

certificate Number :

Annual Contribution (Before Discount):MVR

Annual Contribution :MVR

Payment Bank

I have read the terms and conditions